"Britain's NatWest bank has started a trial for testing credit cards with a built-in fingerprint scanner. NFC will facilitate small value transactions in these cards, while fingerprint authentication will be required for high value transactions. In fingerprint-based cards, the biometric data is stored locally on the card, however, users must visit the bank to register the same. This remains a key bottle-neck for adoption. Gemalto, a leader in biometric authentication technology, previously conducted similar trials with other banks. Nevertheless, credit cards are a key growth category for fingerprint component firms. The category provides a tremendous opportunity for growth as the smartphone market slows down." – Hanish Bhatia